Often, bank card issuers and their journey companions provide switch bonuses, permitting you to get much more worth out of your factors. For instance, in case your factors switch to an airline at a 1:1 ratio, and that airline is providing a 25% switch bonus, transferring 100,000 miles to that airline would internet you 125,000 airline miles. Meaning you may switch fewer miles to e-book the identical award flight.
Who does not wish to be rewarded?
Create a NerdWallet account for customized suggestions, and discover the cardboard that rewards you probably the most on your spending.
Present bank card switch bonuses
A abstract of present switch bonuses provided by the key transferrable level applications consists of:
Virgin Atlantic Flying Membership
Air France/KLM Flying Blue
When must you switch factors?
It is best to usually solely switch rewards to airline and lodge companions in case you have a particular redemption in thoughts. As soon as the rewards are transferred, it will probably’t be undone. These rewards are topic to the restrictions of the person loyalty program, which can embody expiration dates or loyalty program devaluations. For those who resolve to reap the benefits of a switch bonus with out speedy journey plans, be sure you perceive these restrictions earlier than you switch.
Utilizing an award search instrument like PointsYeah might help you discover redemption choices for the transferrable factors you’re making an attempt to redeem. You possibly can even filter outcomes to solely embody transferable factors with a present switch bonus.
AmEx switch bonus historical past
Full listing of AmEx switch companions
AeroMexico (1:1.6 ratio).
Air France/KLM (1:1 ratio).
British Airways (1:1 ratio).
Cathay Pacific (1:1 ratio)
Delta Air Traces (1:1 ratio).
Etihad Airways (1:1 ratio).
Hawaiian Airways (1:1 ratio).
JetBlue Airways (2.5:2 ratio).
Qatar Airways (1:1 ratio).
Singapore Airways (1:1 ratio).
Virgin Atlantic Airways (1:1 ratio).
Alternative Motels (1:1 ratio).
Hilton Motels & Resorts (1:2 ratio).
Marriott Motels & Resorts (1:1 ratio).
AmEx has extra airline and lodge companions than Chase, Citi and Capital One. As well as, AmEx has usually provided extra switch bonuses than these different applications.
Bonus finish date and bonus proportion
Air France-KLM Flying Blue
British Airways Govt Membership
Cathay Pacific Asia Miles
Hawaiian Airways HawaiianMiles
Qatar Airways Privilege Membership
Virgin Atlantic Flying Membership
Playing cards that earn American Categorical Membership Rewards factors
You’ll want a card that earns AmEx Membership Rewards to reap the benefits of an AmEx switch bonus. Listed here are just a few of our favorites.
The Platinum Card® from American Categorical
NerdWallet’s scores are decided by our editorial group. The scoring formulation takes into consideration the kind of card being reviewed (akin to money again, journey or stability switch) and the cardboard’s charges, charges, rewards and different options.
on American Categorical’ web site
Charges & Charges
American Categorical® Gold Card
NerdWallet’s scores are decided by our editorial group. The scoring formulation takes into consideration the kind of card being reviewed (akin to money again, journey or stability switch) and the cardboard’s charges, charges, rewards and different options.
on American Categorical’ web site
Charges & Charges
The Enterprise Platinum Card® from American Categorical
NerdWallet’s scores are decided by our editorial group. The scoring formulation takes into consideration the kind of card being reviewed (akin to money again, journey or stability switch) and the cardboard’s charges, charges, rewards and different options.
on American Categorical’ web site
Charges & Charges
The Blue Enterprise® Plus Credit score Card from American Categorical
NerdWallet’s scores are decided by our editorial group. The scoring formulation takes into consideration the kind of card being reviewed (akin to money again, journey or stability switch) and the cardboard’s charges, charges, rewards and different options.
on American Categorical’ web site
Charges & Charges
Earn fee on journey
• 5 factors per $1 on flights booked straight with airways or with American Categorical Journey, on as much as $500,000 spent per yr.
• 5 factors per $1 on pay as you go resorts booked with American Categorical Journey.
• 1 level per $1 on different eligible purchases.
• 4 factors per $1 at eating places worldwide (on as much as $50,000 in purchases per yr).
• 4 factors per $1 at U.S. supermarkets (on as much as $25,000 in purchases per yr).
• 3 factors per $1 on flights booked straight with airways or with American Categorical Journey.
• 2 factors per $1 on pay as you go resorts and different eligible purchases made by means of American Categorical Journey.
• 1 level per $1 on different eligible purchases.
• 5 factors per $1 on flights and pay as you go resorts booked American Categorical Journey.
• 1.5 factors per $1 in key enterprise classes and eligible purchases of $5,000 or extra (on as much as $2,000,000 in purchases per yr).
• 1 level per $1 on different eligible purchases.
• 2 factors per $1 on the primary $50,000 in purchases every calendar yr.
• 1 level per $1 on purchases above $50,000 in a calendar yr.
Welcome provide
Earn 80,000 Membership Rewards® Factors after you spend $8,000 on eligible purchases in your new Card in your first 6 months of Card Membership. Phrases Apply.
Earn 60,000 Membership Rewards® factors after you spend $6,000 on eligible purchases in your new Card in your first 6 months of Card Membership. Phrases Apply.
Earn 150,000 Membership Rewards® factors after you spend $20,000 in eligible purchases on the Card throughout the first 3 months of Card Membership. Phrases Apply.
Earn 15,000 Membership Rewards® factors after you spend $3,000 in eligible purchases on the Card inside your first 3 months of Card Membership. Phrases Apply.
Chase switch bonus historical past
Full listing of Chase switch companions
Air France-KLM (1:1 ratio).
British Airways (1:1 ratio).
Virgin Atlantic (1:1 ratio).
InterContinental Motels Group (1:1 ratio).
Bonus finish date and bonus proportion
Air France-KLM Flying Blue
British Airways Govt Membership
Bank cards that earn Chase Final Rewards® factors
You’ll want a card that earns Chase Final Rewards® factors to reap the benefits of a Chase switch bonus. Listed here are just a few of our favorites.
This is a collection of standard Chase playing cards that earn Final Rewards® factors.
Chase Sapphire Most well-liked® Card
NerdWallet’s scores are decided by our editorial group. The scoring formulation takes into consideration the kind of card being reviewed (akin to money again, journey or stability switch) and the cardboard’s charges, charges, rewards and different options.
Chase Sapphire Reserve®
NerdWallet’s scores are decided by our editorial group. The scoring formulation takes into consideration the kind of card being reviewed (akin to money again, journey or stability switch) and the cardboard’s charges, charges, rewards and different options.
Chase Freedom Limitless®
NerdWallet’s scores are decided by our editorial group. The scoring formulation takes into consideration the kind of card being reviewed (akin to money again, journey or stability switch) and the cardboard’s charges, charges, rewards and different options.
Chase Freedom Flex®
NerdWallet’s scores are decided by our editorial group. The scoring formulation takes into consideration the kind of card being reviewed (akin to money again, journey or stability switch) and the cardboard’s charges, charges, rewards and different options.
Rewards
• 5 factors per $1 on journey booked by means of Chase.
• 3 factors per $1 on eating (together with eligible supply companies and takeout), choose streaming companies and on-line grocery purchases (not together with Goal, Walmart and wholesale golf equipment).
• 2 factors per $1 on different journey.
• 1 level per $1 on different purchases.
Level worth within the journey portal: 1.25 cents apiece.
• 10 factors per $1 on Chase Eating, lodge stays and automobile leases bought by means of Chase.
• 5 factors per $1 on air journey bought by means of Chase.
• 3 factors per $1 on different journey and eating not booked with Chase.
• 1 level per $1 on different purchases.
Level worth within the journey portal: 1.5 cents apiece.
• Within the first yr, 6.5% money again on journey bought by means of Chase, 4.5% money again on drugstores and eating places, and three% on all different purchases on as much as $20,000 in spending.
• After that, 5% money again on journey bought by means of Chase, 3% money again at drugstores and eating places, together with takeout and eligible supply service, and limitless 1.5% money again on all different purchases.
Level worth within the journey portal: 1 cent apiece.
• 5% money again on as much as $1,500 in mixed purchases in quarterly classes. Activation required.
Level worth in Chase journey portal: 1 cent apiece.
New cardholder bonus provide
Earn 60,000 bonus factors after you spend $4,000 on purchases within the first 3 months from account opening.
Earn 60,000 bonus factors after you spend $4,000 on purchases within the first 3 months from account opening.
Earn an extra 1.5% money again on every little thing you purchase (on as much as $20,000 spent within the first yr) – value as much as $300 money again!
Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
Citi ThankYou switch bonus historical past
Citi ThankYou is partnered with 14 airways, 4 resorts and Store Your Approach.
Full listing of Citi switch companions
Air France/KLM (1:1 ratio).
JetBlue (1:1 or 1:0.8 ratio, relying on which card you have got).
Qatar Airways (1:1 ratio).
Singapore Airways (1:1 ratio).
Thai Airways (1:1 ratio).
Turkish Airways (1:1 ratio).
Virgin Atlantic (1:1 ratio).
Accor Reside Limitless (2:1 ratio).
Alternative Motels (1:2 or 1:1.5 ratio, relying on which card you have got).
The Main Motels of the World (5:1 ratio).
Most well-liked Motels & Resorts (1:4 ratio).
Wyndham (1:1 ratio or 1:0.8 ratio, relying on which card you have got).
Bonus finish date and bonus proportion
Air France-KLM Flying Blue
Cathay Pacific Asia Miles
Qatar Airways Privilege Membership
Turkish Airways Miles & Smiles
Virgin Atlantic Flying Membership
Bank cards that earn Citi ThankYou factors
NerdWallet’s scores are decided by our editorial group. The scoring formulation incorporates protection choices, buyer expertise, customizability, price and extra.
If you wish to reap the benefits of Citi’s switch companions, you’ll must get a bank card from Citi that earns ThankYou factors. Sadly, not all ThankYou level incomes playing cards offer you entry to all of the switch companions.
Nevertheless, in case you have the Citi Strata Premier℠ Card ($95 annual charge) or the Citi Status® Card ($495 annual charge), you may entry all of the switch companions. As well as, holders of those two playing cards can switch factors to Alternative and Wyndham at extra favorable switch ratios.
Capital One switch bonus historical past
Capital One has 14 airways and three lodge switch companions.
Full listing of Capital One switch companions
Air France-KLM (1:1 ratio).
British Airways (1:1 ratio).
Cathay Pacific (1:1 ratio).
Singapore Airways (1:1 ratio).
TAP Air Portugal (1:1 ratio).
Turkish Airways (1:1 ratio).
Alternative Privileges Motels (1:1 ratio).
Wyndham Rewards (1:1 ratio).
Capital One switch accomplice
Bonus finish date and bonus proportion
Air France-KLM Flying Blue
British Airways Govt Membership
Cathay Pacific Asia Miles
TAP Air Portugal Miles & Go
Bank cards that earn Capital One miles
To earn miles with Capital One, you have got a alternative of 4 private bank cards and two enterprise playing cards.
This is a collection of standard bank cards that earn Capital One miles.
Capital One Enterprise X Rewards Credit score Card
NerdWallet’s scores are decided by our editorial group. The scoring formulation takes into consideration the kind of card being reviewed (akin to money again, journey or stability switch) and the cardboard’s charges, charges, rewards and different options.
Capital One Enterprise Rewards Credit score Card
NerdWallet’s scores are decided by our editorial group. The scoring formulation takes into consideration the kind of card being reviewed (akin to money again, journey or stability switch) and the cardboard’s charges, charges, rewards and different options.
Capital One VentureOne Rewards Credit score Card – Miles Increase
NerdWallet’s scores are decided by our editorial group. The scoring formulation takes into consideration the kind of card being reviewed (akin to money again, journey or stability switch) and the cardboard’s charges, charges, rewards and different options.
Capital One Spark Miles for Enterprise
NerdWallet’s scores are decided by our editorial group. The scoring formulation takes into consideration the kind of card being reviewed (akin to money again, journey or stability switch) and the cardboard’s charges, charges, rewards and different options.
Annual charge
$0 intro for the primary yr, then $95.
Earn fee
• 10 miles per $1 on resorts and rental automobiles by means of Capital One Journey.
• 5 miles per $1 on flights by means of Capital One Journey.
• 2 miles per $1 on every little thing else.
• 5 miles per $1 on resorts and rental automobiles booked by means of Capital One Journey.
• 2 miles per $1 on all different purchases.
• 5 miles per $1 on resorts and automobile leases booked by means of Capital One Journey.
• 1.25 miles per $1 on all purchases.
• 5 miles per $1 on resorts and rental automobiles by means of Capital One Journey.
• 2 miles per $1 on every little thing else.
Welcome provide
Earn 75,000 bonus miles if you spend $4,000 on purchases within the first 3 months from account opening, equal to $750 in journey.
Get pleasure from a one-time bonus of 75,000 miles when you spend $4,000 on purchases inside 3 months from account opening, equal to $750 in journey.
Earn a bonus of 40,000 miles when you spend $1,000 on purchases inside 3 months from account opening, equal to $400 in journey.
Earn a one-time bonus of fifty,000 miles – equal to $500 in journey – when you spend $4,500 on purchases throughout the first 3 months from account opening.
Bilt Rewards switch bonus historical past
Bilt Rewards is likely one of the newer rewards applications with switch companions and could be a useful program for individuals who wish to pay lease utilizing a bank card. Bilt Rewards factors could be transferred to 14 airways and three resorts.
Full listing of Bilt switch companions
The most effective switch worth for Bilt Rewards come throughout Bilt’s Lease Day promotions, which supply excessive switch bonuses for simply at some point. For instance, Bilt provided a 100% switch bonus to Air-France KLM Flying Blue in 2023. Verify the Bilt app on the primary of each month for any switch bonuses.
Bilt Rewards switch accomplice
Bonus finish date and bonus proportion
Air France-KLM Flying Blue
Cathay Pacific Asia Miles
Virgin Atlantic Flying Membership
NerdWallet’s scores are decided by our editorial group. The scoring formulation incorporates protection choices, buyer expertise, customizability, price and extra.
Bank cards that earn Bilt Rewards
Though you needn’t have a bank card with Bilt to earn Bilt factors, you may maximize the factors you earn by holding the Bilt World Elite Mastercard® Credit score Card. There is no such thing as a annual charge, and it’s the best strategy to earn factors for paying your lease.
