After completely evaluating 31 insurance coverage firms, NerdWallet’s editorial group has put collectively an inventory of one of the best automotive insurance coverage in Virginia. We based mostly our scores on necessary components like protection and low cost choices, buyer satisfaction and monetary power.
These firms provide one of the best automotive insurance coverage in Virginia:
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The most effective automotive insurance coverage firms in Virginia
Right here’s our checklist of one of the best auto insurance coverage in Virginia for various classes, plus what makes them one of the best.
Vacationers
5.0
NerdWallet’s scores are decided by our editorial group. The scoring formulation takes into consideration client criticism and buyer satisfaction information.
Vacationers presents a broad vary of protection choices and reductions that can assist you customise your automotive insurance coverage coverage.
ReductionsRankings are based mostly on the variety of reductions an organization presents compared to different insurers.
Nice set of reductions
Ease of useRankings are decided by our editorial group. Our “ease of use” class seems at components reminiscent of web site transparency and the way straightforward it’s to file a declare.
Above common
NAIC complaintsRankings are based mostly on complaints to state regulators relative to an organization’s measurement, in keeping with three years’ value of information from the Nationwide Affiliation of Insurance coverage Commissioners. NerdWallet conducts its information evaluation and reaches conclusions independently and with out the endorsement of the NAIC.
Fewer than anticipated
Vacationers
5.0
NerdWallet’s scores are decided by our editorial group. The scoring formulation takes into consideration client criticism and buyer satisfaction information.
Vacationers presents a broad vary of protection choices and reductions that can assist you customise your automotive insurance coverage coverage.
ReductionsRankings are based mostly on the variety of reductions an organization presents compared to different insurers.
Nice set of reductions
Ease of useRankings are decided by our editorial group. Our “ease of use” class seems at components reminiscent of web site transparency and the way straightforward it’s to file a declare.
Above common
NAIC complaintsRankings are based mostly on complaints to state regulators relative to an organization’s measurement, in keeping with three years’ value of information from the Nationwide Affiliation of Insurance coverage Commissioners. NerdWallet conducts its information evaluation and reaches conclusions independently and with out the endorsement of the NAIC.
Fewer than anticipated
Why it is one of the best:
Vacationers obtained the best general rating out of the insurers we analyzed in Virginia. The corporate stands out for its ease of use, strong cellular app and having few complaints to state regulators for an organization of its measurement. Vacationers additionally holds a robust brick-and-mortar presence in Virginia, with over 700 insurance coverage companies out there to area questions and assist clients discover insurance policies in particular person or over the cellphone. It earned the highest spot in our checklist of the finest automotive insurance coverage firms of 2025.
As a result of our auto insurance coverage scores reward firms for customer-first options and practices, this class represents an general strong selection for drivers looking for a well-rounded insurance coverage firm.
Greatest For having few buyer complaints
Auto-Homeowners
5.0
NerdWallet’s scores are decided by our editorial group. The scoring formulation takes into consideration client criticism and buyer satisfaction information.
Individuals who want a number of insurance coverage insurance policies might profit from the comfort and reductions of bundling them with Auto-Homeowners, which has many protection choices and few buyer complaints.
ReductionsRankings are based mostly on the variety of reductions an organization presents compared to different insurers.
Nice set of reductions
Ease of useRankings are decided by our editorial group. Our “ease of use” class seems at components reminiscent of web site transparency and the way straightforward it’s to file a declare.
Above common
NAIC complaintsRankings are based mostly on complaints to state regulators relative to an organization’s measurement, in keeping with three years’ value of information from the Nationwide Affiliation of Insurance coverage Commissioners. NerdWallet conducts its information evaluation and reaches conclusions independently and with out the endorsement of the NAIC.
Far fewer than anticipated
Greatest For having few buyer complaints
Auto-Homeowners
5.0
NerdWallet’s scores are decided by our editorial group. The scoring formulation takes into consideration client criticism and buyer satisfaction information.
Individuals who want a number of insurance coverage insurance policies might profit from the comfort and reductions of bundling them with Auto-Homeowners, which has many protection choices and few buyer complaints.
ReductionsRankings are based mostly on the variety of reductions an organization presents compared to different insurers.
Nice set of reductions
Ease of useRankings are decided by our editorial group. Our “ease of use” class seems at components reminiscent of web site transparency and the way straightforward it’s to file a declare.
Above common
NAIC complaintsRankings are based mostly on complaints to state regulators relative to an organization’s measurement, in keeping with three years’ value of information from the Nationwide Affiliation of Insurance coverage Commissioners. NerdWallet conducts its information evaluation and reaches conclusions independently and with out the endorsement of the NAIC.
Far fewer than anticipated
Why it’s one of the best
Auto-Homeowners is one of the best automotive insurance coverage firm in Virginia for having few buyer complaints to state regulators relative to insurers of its measurement. That is based mostly on a comparability throughout auto insurers with a 5-star NerdWallet ranking that function within the state.
The corporate presents a wide range of protection choices and engaging bundling perks, together with reductions and a shared deductible in case you bundle residence and auto insurance coverage insurance policies. Whereas Auto-Homeowners doesn’t provide quotes on-line, it could be a great possibility for individuals who choose to talk with an agent to get a quote and be taught extra about their protection choices.
State Farm
5.0
NerdWallet’s scores are decided by our editorial group. The scoring formulation takes into consideration client criticism and buyer satisfaction information.
With beneficiant protection and reductions for good driving habits, State Farm is a well-liked insurer with fewer complaints in comparison with different massive rivals.
ReductionsRankings are based mostly on the variety of reductions an organization presents compared to different insurers.
Common set of reductions
Ease of useRankings are decided by our editorial group. Our “ease of use” class seems at components reminiscent of web site transparency and the way straightforward it’s to file a declare.
Above common
NAIC complaintsRankings are based mostly on complaints to state regulators relative to an organization’s measurement, in keeping with three years’ value of information from the Nationwide Affiliation of Insurance coverage Commissioners. NerdWallet conducts its information evaluation and reaches conclusions independently and with out the endorsement of the NAIC.
Fewer than anticipated
State Farm
5.0
NerdWallet’s scores are decided by our editorial group. The scoring formulation takes into consideration client criticism and buyer satisfaction information.
With beneficiant protection and reductions for good driving habits, State Farm is a well-liked insurer with fewer complaints in comparison with different massive rivals.
ReductionsRankings are based mostly on the variety of reductions an organization presents compared to different insurers.
Common set of reductions
Ease of useRankings are decided by our editorial group. Our “ease of use” class seems at components reminiscent of web site transparency and the way straightforward it’s to file a declare.
Above common
NAIC complaintsRankings are based mostly on complaints to state regulators relative to an organization’s measurement, in keeping with three years’ value of information from the Nationwide Affiliation of Insurance coverage Commissioners. NerdWallet conducts its information evaluation and reaches conclusions independently and with out the endorsement of the NAIC.
Fewer than anticipated
Why it’s one of the best
State Farm is one of the best automotive insurance coverage firm in Virginia for ease of use. Clients can navigate its easy-to-use web site to view coverage particulars and pay premiums. State Farm additionally presents a extremely rated cellular app the place customers can entry ID playing cards, file a declare, join with an agent and extra. Tech-savvy clients may even entry their coverage info and carry out different duties by an Amazon Alexa gadget. State Farm earned the highest spot for buyer satisfaction in our general finest automotive insurance coverage firms of 2025.
Searching for the bottom auto insurance coverage charges in your state? Virginia Farm Bureau has the most affordable common full protection fee in Virginia. To search out different low-cost choices, try NerdWallet’s checklist of the most cost-effective automotive insurance coverage in Virginia.
Full checklist of one of the best automotive insurance coverage firms in Virginia
If you happen to’re on the lookout for much more choices, NerdWallet analyzed 31 automotive insurers to seek out which firms provide one of the best automotive insurance coverage in Virginia. Listed here are the insurers that earned a NerdWallet star ranking of 4.5 or greater.
5.0
NerdWallet ranking
NerdWallet’s scores are decided by our editorial group. The scoring formulation incorporates reductions, web site transparency, monetary power, criticism information and extra.
5.0
NerdWallet ranking
NerdWallet’s scores are decided by our editorial group. The scoring formulation incorporates reductions, web site transparency, monetary power, criticism information and extra.
5.0
NerdWallet ranking
NerdWallet’s scores are decided by our editorial group. The scoring formulation incorporates reductions, web site transparency, monetary power, criticism information and extra.
5.0
NerdWallet ranking
NerdWallet’s scores are decided by our editorial group. The scoring formulation incorporates reductions, web site transparency, monetary power, criticism information and extra.
4.5
NerdWallet ranking
NerdWallet’s scores are decided by our editorial group. The scoring formulation incorporates reductions, web site transparency, monetary power, criticism information and extra.
4.5
NerdWallet ranking
NerdWallet’s scores are decided by our editorial group. The scoring formulation incorporates reductions, web site transparency, monetary power, criticism information and extra.
4.5
NerdWallet ranking
NerdWallet’s scores are decided by our editorial group. The scoring formulation incorporates reductions, web site transparency, monetary power, criticism information and extra.
4.5
NerdWallet ranking
NerdWallet’s scores are decided by our editorial group. The scoring formulation incorporates reductions, web site transparency, monetary power, criticism information and extra.
4.5
NerdWallet ranking
NerdWallet’s scores are decided by our editorial group. The scoring formulation incorporates reductions, web site transparency, monetary power, criticism information and extra.
4.5
NerdWallet ranking
NerdWallet’s scores are decided by our editorial group. The scoring formulation incorporates reductions, web site transparency, monetary power, criticism information and extra.
*USAA is simply out there to navy, veterans and their households.
The right way to get one of the best automotive insurance coverage in Virginia
Nonetheless undecided which firm to go together with? Strive the following tips:
Assess your wants. Consider your personal wants and preferences earlier than deciding on a automotive insurance coverage firm, since everybody’s wants are totally different. For instance, one particular person may prioritize an organization with sturdy customer support and a low-mileage low cost, whereas one other might prize affordability and a well-polished cellular app.
Do your analysis. Whereas the businesses on this web page signify strong selections, it’s possible you’ll wish to discover different choices. Whichever insurer you go together with, make sure that they’re financially steady, have few buyer complaints and provide the protection you want at a aggressive value. You may as well try our full checklist of auto insurance coverage critiques.
Take into account small insurance coverage firms. Small, regional insurers might present a greater value and customer support than the large firms you see marketed on TV. You may need to recruit the assistance of a neighborhood unbiased automotive insurance coverage agent to seek out them.
Store round annually. Make a follow of buying automotive insurance coverage quotes about annually — particularly if value is necessary to you. Insurers alter automotive insurance coverage charges recurrently, so an organization that gave you one of the best fee final yr may not be a cut price this yr. You should definitely get quotes from at the least three insurers, and for probably the most correct comparability, use the identical or related protection choices and deductibles whereas buying round.
How we discovered one of the best automotive insurance coverage in Virginia
NerdWallet’s editorial group thought-about pricing, reductions, criticism information from the Nationwide Affiliation of Insurance coverage Commissioners and extra to find out one of the best automotive insurance coverage firms in Virginia. Our “ease of use” class consists of components reminiscent of web site transparency and the way easy it’s to file a declare. As we proceed to guage extra insurance coverage suppliers and obtain contemporary market information, our checklist of finest automotive insurance coverage firms is more likely to change over time. In our checklist of one of the best insurers within the state, we solely embody insurance coverage firms which have achieved a minimal NerdWallet star ranking of 4.5.
