Two Harbors Funding Corp. (NYSE:TWO) Q3 2024 Earnings Convention Name October 29, 2024 9:00 AM ET

Firm Contributors

Maggie Karr – Head, Investor RelationsBill Greenberg – President and CEONick Letica – Chief Funding OfficerWilliam Dellal – Interim Chief Monetary Officer

Convention Name Contributors

Doug Harter – UBSBose George – KBWJason Stewart – JanneyRick Shane – JPMorganTrevor Cranston – Residents JMPEric Hagen – BTIGHarsh Hemnani – Inexperienced Road

Operator

Please stand by. Good morning. My identify is Cynthia, and I will likely be your convention facilitator. At the moment, I wish to welcome everybody to Two’s Third Quarter 2024 Monetary Outcomes Convention Name. All individuals will likely be in a listen-only mode. After the speaker’s remarks, there will likely be a question-and-answer interval.

I might now like to show the decision over to Maggie Karr.

Maggie Karr

Good morning, everybody. And welcome to our name to debate Two’s third quarter 2024 monetary outcomes. With me on the decision this morning are Invoice Greenberg, our President and Chief Govt Officer; Nick Letica, our Chief Funding Officer; and William Dellal, our Interim Chief Monetary Officer.

The earnings press launch and presentation related to at this time’s name have been filed with the SEC and can be found on the SEC’s web site, in addition to the Investor Relations web page of our web site at twoinv.com.

In our earnings launch and presentation, we now have offered reconciliations of GAAP to non-GAAP monetary measures, and we urge you to evaluation this data together with at this time’s name.

As a reminder, our feedback at this time will embody forward-looking statements, that are topic to dangers and uncertainties that will trigger our outcomes to vary materially from expectations. These are described on Web page 2 of the presentation and in our Type 10-Ok and subsequent experiences filed with the SEC. Acceptance could also be

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